Craigslist, I'd never had the miss-fortune of crossing it's pages before until I decided to try and pick up a bargain on a new talkie stick to sell on off the back of a recommendation. But to cut a long story short I got scammed out of 275 quid.

Things you should know

Your credit card will only cover you for fraud on purchases made directly with your card. It won't cover you for purchases made with cash widthdrawls or the smooth transaction of payment through the purchase and handing over of Amazon e-vouchers/e-voucher numbers. Don't ever pay for anything using e-vounchers, as the data protection act will not allow you to find out who conned you if it does turn out to be a swindle. No matter how hard you press the company to hand over the details they will constantly tell you that the data protection act doesn't allow for it. Not even the police can do much about it from my experience so far.

The data protection act

The data protection act means that even if you pay via vouchers, you won't be able to find out the location of the person who received the e-vouchers via their online stored details with the company that handled the transaction, even if you have the email address linked to their account, unless that is you already personally know who they are and where they live.

It goes without saying, you should only use services like Western union for sending money to people you know and never for making purchases for products/items as there is little you can do to get your money back if it turns out to be swindle.